Clark Howard

How to save $100 by setting up your own new computer

Remember the days gone by when you purchased your new computer and as soon as you got home, took it out of the box, plugged it in and it was operational? Well that’s not always the case anymore and a lot of people opt to have the retail store they buy their computer from set it up for a $99 fee.

Setting it up is something you can do yourself and it's not that hard.  It will take a little time depending on how fast your computer is and how quickly you read, understand and select your options. Therefore, allow about 30 minutes to an hour to get it done.

How to set up your new PC in 12 easy steps

Once you get over the voice of Cortana speaking to you as soon as the first screen appears after it boots up and all the frustration about setting up a Microsoft Account you’ll see that it really is simple to do yourself.

To start things off after you bring it home, plug it in , hit the power button  and wait for Cortana to start talking and guiding you through the setup process . You can  turn down the volume or mute it. You really don't need her speaking to you at all because each screen has instructions that you can read and follow.

Also, if you are using a network cable to connect to the internet with a wired connection, you can go ahead and plug that in. But don’t sweat it, because when it’s time to set up the network connection there will be a screen that guides you.
So ,let’s get started setting up your new computer.

1. Welcome screen

The picture above is the first screen shown when you plug in your new Windows 10 PC for the very first time.  It might take a few minutes after you plug it in before it appears, so be patient.  Notice  at  the top left corner of the screen is the caption "Welcome."

When this screen appears, Cortana will be speaking to you very loudly because by default the volume is turned up a bit. You can turn the volume down by clicking on the volume icon located at the bottom right corner of the screen. You can  also mute the microphone volume by clicking the microphone icon which is the secon d  or middle icon located at the bottom left portion of the screen. You might be asking, "Why turn on or off the microphone?" Well, in addition to speaking to you, Cortana also listens to you, as you will see later.

Cortana is your virtual assistant. It's like Amazon's Alexa, Apple's Siri or Google's Assistant where you communicate back and forth with it  ( by voice  if you'd like)  to get things done without you having to type or click .  Here's a link that explains Cortana and what she's all about. 

2. Choose your region

Cortana Windows setup

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The next screen is where you will begin the basic setup for your computer. Notice at the very top of the screen it is no longer “Welcome,” but is now “Basic.” This screen is where you set your region. If you live in the United States and it is not already highlighted, just click on it. Notice also that next to the microphone at the bottom left portion of the screen you seen the word “Listening.”  Yes, Cortana is listening for a response if you did not mute the microphone. So, you have two ways of answering the screen above asking if the highlighted region is right. You can either say “Yes” or click “Yes” if you live in the United States.

3. Pick your keyboard layout

Cortana Windows setup

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The screen above is where you verify which keyboard layout you want to use. Notice if you are in the United States you want “US” highlighted and you can answer the question of “Is this the right keyboard layout?” by saying “Yes” if Cortana is not muted and listening, or click “Yes” at the bottom right.

4. Add a second keyboard layout

Cortana Windows setup

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The screen above is asking if you want to add a second keyboard layout. Most of us would answer this by clicking “Skip” or telling Cortana “Skip.”
Notice at the very top left hand corner there is a back arrow that you can click if you need to go back to a previous screen in the setup process.

5. Establish your network 

Windows network

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The screen above is where you can establish your network (internet) connectivity. Notice   the   bottom left corner of the screen you have the option to click or say "Skip for now." Since you probably know you want to use the internet, why not set it up now? If you are near your internet service provider's modem/router and you use a wired connection (a cable that runs from the modem/router into your computer), now is the time to plug it in — if you have not already done so — and the caption under Ethernet above will change from  " Not connected "  to  " Connected ."

The cable is called a network cable and it is larger in diameter than the telephone cord. On desktops it will most likely plug into the back of the computer. On laptops, the plug-in port might be on the back or either side of the laptop. When you plug the network cable into the port correctly you will  most likely  see a light emitting around the plug- in port.   

If you are using a wireless (Wi-Fi) connection and it is turned on, you will have to select your network from a list of those available (sometimes referred to as the  Network ID, Network Name or  SSID) and then you will have to enter the password. You can find your network name (SSID) and your password (network key) located on the bottom or side of your modem/router provided by your internet service provider.  

Please not e  the password is case sensitive. The password must be typed exactly as shown on your modem/router.

6. Let it process…

Cortana setup network

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After you set up and identify your network, the screen above appears and does some setup processing. There is nothing for you to do here but wait until the next screen appears.
Again, at the very top left hand corner that there is a back arrow that you can click if you need to go back to a previous screen in the setup process.

7. Set up your Windows account

Microsoft sign-in

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The screen above is for setting up your login account for Windows. Microsoft prefers you to use or set up a Microsoft Account , but it is not necessary . A Microsoft Account is nothing more than an email address and password that connects all your devices and applications so that you can get to them from any device anywhere.

It's a matter of preference what you do on this screen for your Windows Login. If you use things like Skype, One Drive, Xbox,  MSN, Bing, the Microsoft Store, etc. then you might prefer a Microsoft Account.  If you  already  have a Microsoft Account, key it in and click next. If you want to create a Microsoft Account, click Create Account. Learn more about your Microsoft Account

If you're used  to just typing in a username, then you can click on  " Offline Account "  in the bottom left corner of the screen to bypass creating a Microsoft Account.

Earlier versions of Windows 10 had a “Skip” option to bypass the Microsoft Account. Now they’ve made it sneakier to opt out of it.

8. Sign into your Microsoft account

Microsoft account sign-in

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The screen above appears if you selected the option of not creating a Microsoft Account by clicking on  " Offline Account "  from the previous screen. It's just Microsoft's way of still trying to get you into a Microsoft Account. Simply click "No" if you don't want the Microsoft Account. Also notice all the icons for things (applications) that the Microsoft Accounts connects you to in the middle of the screen. Understand that you can use them without a Microsoft Account. 

Word of caution: If you do select the Microsoft Account, it is very important that you remember the email address and password  you use to sign up or create the account with. 

9. Enter your username

Microsoft PC

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The screen above appears when you've opted out  (by selecting Offline Account)  of creating or using a Microsoft Account. It's the way we created a login user ID  and password for Windows long before the Microsoft Account came into play. Enter the username that you want to use and click next.That username  will appear   when you start up your computer and you're ready to log  into Windows.

Notice the wording at the bottom left hand corner of the screen "Ok, even better, use an online account."  Microsoft just doesn't give up  easily. C licking it will take you back into creating a Microsoft Account.

10. Enter your password 

Microsoft password

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The screen above allows you to create a password for the user ID  created on the previous screen. Enter the password you'd like to use and click next. It's important that you remember the password and that passwords are case sensitive, meaning you have to use the exact capital letters, small lett ers and special characters you use here when you log into Windows and it asks for the password.

If you live alone, you might not want a password. If that’s the case, just leave it blank and click next. Even if you leave it blank and click next for now, you can always go back and set a password through “PC Settings” once Windows is up and operational. 

11. Set up Cortana (if you like)

Cortana Assistant

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The next screen is asking you to allow interaction with Cortana by making her your virtual assi stant. You can always turn off her speaking by turning the  volume  (the megaphone icon located at the bottom right part of the screen) down  or muting the volume, and you can stop her from listening by clicking the microphone  icon  at the bottom left of the screen above  (the middle icon) .  Since you do have ways of controlling her, I suggest you click the box  (check mark will appear)  next to  "Let Cortana respond to ' Hey Cortana'" and click "Yes."

12. Turn on/off privacy settings

Cortana privacy

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The screen above lets you turn on or off some privacy settings. The screen is presented to you with everything turned on. For example, under “Speech Recognition,” after the info about what it does is a little blue button with the white dot in it. That blue button with the white dot means it is turned on. You can click the button to turn it off.

Make your selections & click "Accept." After you do this, s it back and relax for a while as the system continues to configure your initial setup. You will get two or three screens that require no interaction on your part. 

Microsoft Windows: You’re all set up!

cortana done

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Finally, we're done. When a screen like above appears welcoming you to the "best Windows ever," you're all set to start using your computer. You can simply close the window. Behind it you will see all your desktop icons  for things that are installed on your computer.  

Please note that most computers come with a 30-day trial version of either Norton’s or McAfee’s Antivirus program. You have a FREE version that is already on your system that you can use

RELATED: How to get Defender working on your Windows PC

As a side note, Microso f t Office Suite (Word, Excel, PowerPoint, etc.) is offered as a 30-day trial, as well. After that, Microsoft wants you to purchase the suite for $100+. As an alternative, you can use a free application called Open Office. Here's where to download it.

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IT professional and entrepreneur Milton Carroll owns General Systems Consulting in Atlanta, Georgia.